'https://apipcs3.dccnet.com.cn/api/mybank/pay/cpay/cppreservationpay/V2', "method" => 'POST', "isNeedEncrypt" => false, "biz_content" => array( "agreeCode" => "0160200238060410006041000000001490", // 合作方协议编号 "orderCode" => "204801000512", // 订单编号——与支付申请订单号一致 "partnerSeq" => "203342293215202227", // 合作方交易流水号 "partnerSeqOrigin" => "20123456121523625535", // 原合作方支付流水号 "payAmount" => "10", // 本次解保留划拨金额(单位:分) "orderCurr" => "1", // 交易币种 "payeeSysflag" => "1", // 收款方系统内外标志(1-境内工行,2-境内他行,3-境外) "payeeAccno" => "6222081202000000859", // 收款人账号 "payeeCompanyName" => "总阵醉", // 收款人户名 // "payeeBankCode" => "", // 收方行联行号(收款方系统内外标志为2时必输) "submitTime" => "20220325101851", // 交易平台提交时间 "orderRemark" => "测试担保确认支付", // 订单备注 // "receiptRemark" => "", // 回单补充信息备注,当需要打印在回单信息中时上送 // "purpose" => "", // 用途,打印到回单的用途栏 // "summary" => "", // 摘要,打印到回单的摘要栏 "operType" => "302", // 担保/保证业务种类(担保支付/保证支付必输 ,302-担保支付,803-保证支付(农夫专用模式),804-保证支付确认收货,810-保证支付缴存金支付) "payerMemberNo" => "gyjtest002", // 付款方会员编号(担保支付必输/保证支付必输,会员必须开立保证支付会员) "payerMemberName" => "工银聚测试002", // 付款方会员名称(担保支付必输/保证支付必输) // "realpayerAccno" => "", // 真实付方账号(仅限分行使用) // "realpayerAccnoName" => "", // 真实付方户名(仅限分行使用) // "realpayerBankName" => "", // 真实付方行名,非必输(保证支付新增,仅限分行使用) // "realpayerBankNo" => "", // 真实付方行号,非必输(保证支付新增,仅限分行使用) // "note" => "", // 附言 "crmemberNo" => "gyjtest001", // 收款方会员编号(担保/保证支付必输) "crmemberName" => "工银聚测试001", // 收款方会员名称(担保/保证支付必输) "tradeName" => "王者币", // 商品名称(担保支付必输) "tradeNum" => "10", // 商品数量(担保支付必输) "tradeUnit" => "10" // 商品单位(担保支付必输) // "fundDealDirect" => "" // 资金到账方向(1-自有资金 3-结算账号 803-保证支付(农夫专用模式),804-保证支付确认收货输入。不输入默认资金入到收方3-结算账号) ) ); $appId = "10000000000000225069"; $privateKey = "MIIEvQIBADANBgkqhkiG9w0BAQEFAASCBKcwggSjAgEAAoIBAQDPUsAxVOs46x7u mfJDcw98UfPhD+/ZoFcJs4WqhoqWeLbSNHDOTFc+7r5qsWoTPiuaJdcxQbIF0bOT lvIXXFNivTZy35aAQUpzILsPIVd0+Z+pCR2mosZkl8qhRk+5mGtc3OlzGvkGGnxx O2fKxtwIRdEUaAnqg/k+8kSN3k8p9sXbJD9+r3imIvkswuGTEoEk0ARg3YSmlSTT P0UqksT5/MQN3rZYDlE0baPCB2pKcTDncsNhvgwjGmI7fMyBB1tV0jGfaGq1IcGy fY5WUcIaiveYUq5Gta6+9J/B333hztCCWdtbM+YoI4UpMcV5B1056P3X1hPRbCri Id5uI4sXAgMBAAECggEAdluBiSg3mSjxYbnVSphXUNvgZK4aeZ1F0y3/sxhX6gtE I8D4XW3LqQvW/UYHjrDBZ6EOtvoQTa4n3KwhzSBSIl5uxSnL27BqdktLPxoDua4A bhncKZNnu2nErklbnlLbiAo95A6T994LCQGnAWaBmt9wuzuh3ZY2Jq9cX7l4bDWD 3OaKLER56n8KgMM0hyUffm2+ediCVy0CfL/50gscWLQKrDx52uohtgORw4OiAzx/ YwgnnvSAgXQK21ChDcN5GQA5hZOeFMRY0vshSiA6/Zz8GvHfa4u/fEWVpZhsJrow 97Fk3he8NHc9M6mLIxKeGFLknpkNHgDZXqCD5vvVwQKBgQDauoRR8EAjU+jjZDUi 5qyPXSUELthqMbn4oHT33pgjSvQgoLfMtn95FHgFZJjEZfAnKgNSjFddPqB6vy0d PLXRSyqG0b+ap+f2e2kuNnbngijCO9WWDdpU1k7e/Lvo5Ohgz0ODAxRqrst+QqmW 5C6nt+g0Il4ctdoUQ3oBeWTc8QKBgQDyprRvGqThXSsJ64wpiPUKieZ+562FFwZE pBU1Sy3PS9EfroQa2/NlL5eiLPOOpmY5tUhIyNZzL7YE4n+iI/pZFpC23+gz4Qjt sQnBGXQn+D7H181B119jUt/mYZwM3zAy9DJal4+q52LvmluT95/eTyhYD46vEGr3 0axSGcOIhwKBgDRx+Hw1IQvXeMXdJyiBKusNKG0CVn3QAols3973Dn+X30Vbg/af 45zCnaydXEvrLVQWrMlEQUZoV85WvJiAEBBo939wF4Mbs3DUUnn0MTp9aQx5kFL0 a19gK3UoIF5NVLKxv7xQJrsVwlE55rP5bn5kiFbHzs0PhYTKURy9YMPhAoGAVkeO at8Xd4bQUeOuX+px7wBftAoe+e7Y7LlHTT7hGA+GWXSNRpuk7PrCOQkwxS1HtgdO n4rCLgzt9Miwx29xihHq/Quani/LI/FKXZ32Xmv3rsl+E4ZIRaHnORzGBxGpKsUH zoyLqiJCXJ4PKArpjnupBb7qZjc5QcsNMdg1XasCgYEAv6SkwgcRCVliGtphJVxg xODkI+YOufnDGpD5OGECY0/O5FQ8u4PzvQ5FuOBElJzpbKmDqKqMX2UsgpvPzyT2 2JtW0Xpo/UiApIyuUuF5CxIvxfsD3VSjC7MrmqBCEU/iRdQv11alFRg4KOXZXst6 oclGtrgSiI3n3kJ2Xy3oO38="; $icbcPublicKey = "MIGfMA0GCSqGSIb3DQEBAQUAA4GNADCBiQKBgQCwFgHD4kzEVPdOj03ctKM7KV+16bWZ5BMNgvEeuEQwfQYkRVwI9HFOGkwNTMn5hiJXHnlXYCX+zp5r6R52MY0O7BsTCLT7aHaxsANsvI9ABGx3OaTVlPB59M6GPbJh0uXvio0m1r/lTW3Z60RU6Q3oid/rNhP3CiNgg0W6O3AGqwIDAQAB"; // 以下构造函数第1个参数为appid,第2个参数为RSA密钥对中私钥,第6个参数为API平台网关公钥 $client = new DefaultIcbcClient($appId, $privateKey, IcbcConstants::$SIGN_TYPE_RSA2, '', '', $icbcPublicKey, '', '', '', ''); $resp = $client->execute($request, '2022020712345425111', ''); // 执行调用;msgId消息通讯唯一编号,要求每次调用独立生成,APP级唯一 echo $resp; $respObj = json_decode($resp, true); if ($respObj["return_code"] == 0) { // sucess echo $respObj["return_msg"]; } else { // fail echo $respObj["return_msg"]; } //返回一个url,调用url通过手机号验证,去确认支付 // 正常返回示例:{"orderCurr":"1","transOk":0,"return_msg":"","serialNo":"20123456121523625535","agreeCode":"0160200238060410006041000000001490","errorNo":"","errorName":"","payAmount":"10","redirectParam":"https://cpay3.dccnet.com.cn/corporpay/servlet/ICBCCPayBusinessServlet?unique_serialno=2022032510212945200000000001799014&signstr=734820D7A0B2CB995B22047B1573F834934841A158C778FC682DA1BEA68D4E42D5CEBBF7FCE625D2","partnerSeq":"203342293215202227","return_code":"0","status":"1"} ?>