gganli/application/common/service/MoneyService.php

<?php

namespace app\common\service;

use think\Exception;

class MoneyService
{
    private $model =  '';

    /**
     * 初始化方法
     */
    public function __construct()
    {
        $this->model = new \app\common\model\User();
    }

    //提现转账(新版2020-01-01)
    public function withdrawTransfer($params=[]) {
        $result = [
            'status' => 1,
            'msg' => '',
            'data' => [],
        ];
        try {
            $money = isset($params['money']) ? $params['money'] : '';
            $alipayAccount= isset($params['alipay_account']) ? $params['alipay_account'] : '';
            $name= isset($params['name']) ? $params['name'] : '';
            $out_biz_no = isset($params['out_biz_no']) ? $params['out_biz_no'] : getMillisecond() . mt_rand(1, 1000);
            $payTest = config('pay_test');
            if ($payTest == 1) {
               // $money = 0.1;
            }
            $info = [
                'money' => $money,
                'alipay_account' => $alipayAccount,
                'name' => $name,
            ];
            $data['out_biz_no'] = $out_biz_no; //商户订单号
            $data['trans_amount'] = $info['money']; //订单总金额,单位为元，精确到小数点后两位
            $data['product_code'] = 'TRANS_ACCOUNT_NO_PWD';//业务产品码，收发现金红包固定为：STD_RED_PACKET；单笔无密转账到支付宝账户固定为：TRANS_ACCOUNT_NO_PWD；单笔无密转账到银行卡固定为：TRANS_BANKCARD_NO_PWD
            $data['biz_scene'] = 'DIRECT_TRANSFER'; //描述特定的业务场景，可传的参数如下：PERSONAL_COLLECTION：C2C现金红包-领红包；DIRECT_TRANSFER：B2C现金红包、单笔无密转账到支付宝/银行卡
            $data['order_title'] = 'GG语音提现'; //转账业务的标题，用于在支付宝用户的账单里显示

            $data['payee_info'] = [
                'identity' => $info['alipay_account'],//收款方支付宝id或支付宝账户
                'identity_type' => 'ALIPAY_LOGON_ID',//ALIPAY_USER_ID：支付宝会员的用户 ID，可通过 获取会员信息 能力获取。ALIPAY_LOGON_ID：支付宝登录号，支持邮箱和手机号格式。
                'name' => $info['name'],//当 identity_type=ALIPAY_LOGON_ID 时，本字段必填。若传入该属性，则在支付宝回单中将会显示这个属性。
            ];
            //转账备注（支持200个英文/100个汉字）。当付款方为企业账户，且转账金额达到（大于等于）50000元，remark不能为空。收款方可见，会展示在收款用户的收支详情中。
            $data['remark'] = 'GG语音提现';
            require_once("../extend/AliPay/AliPay.php");
            $alipay =new \AliPay();
            $alipayResult =$alipay->AliPayWithdraw($data);
            if ($alipayResult['code'] != 10000) {
                throw new Exception($alipayResult['sub_msg']);
            }
        } catch (Exception $e) {
            $result['status'] = 0;
            $result['msg'] = $e->getMessage();
        }
        return $result;
    }
}