1, 'msg' => '获取成功', 'data' => [], ]; try { $idCard = isset($params['id_card']) ? $params['id_card'] : ''; $realName = isset($params['real_name']) ? $params['real_name'] : ''; $userId = isset($params['user_id']) ? $params['user_id'] : 0; $tencentConfig = config('tencent_yun'); $sercrtId = isset($tencentConfig['SecretId']) ? $tencentConfig['SecretId'] : ''; $sercrtKey = isset($tencentConfig['SecretKey']) ? $tencentConfig['SecretKey'] : ''; //获取token $token_url = 'https://miniprogram-kyc.tencentcloudapi.com/api/oauth2/access_token?app_id='.$sercrtId.'&secret='.$sercrtKey.'&grant_type=client_credential&version=1.0.0'; $token_result = file_get_contents($token_url); if (!$token_result) { throw new Exception('您的网络开小差啦1~'); } $token_result = json_decode($token_result, true); if ($token_result['code'] != 0) { throw new Exception('您的网络开小差啦2~'); } $token = $token_result['access_token']; //获取签名鉴权参数ticket $ticket_url = 'https://miniprogram-kyc.tencentcloudapi.com/api/oauth2/api_ticket?app_id='.$sercrtId.'&access_token='.$token.'&type=SIGN&version=1.0.0'; $ticket_result = file_get_contents($ticket_url); if (!$ticket_result) { throw new Exception('您的网络开小差啦3~'); } $ticket_result = json_decode($ticket_result, true); if ($ticket_result['code'] != 0) { throw new Exception('您的网络开小差啦4~'); } $ticket = $ticket_result['tickets'][0]['value']; //获取签名 $sign_data = [ 'wbappid' => $sercrtId, 'userId' => (string)$userId, 'version' => '1.0.0', 'ticket' => $ticket, 'nonce' => Random::alnum(32) ]; asort($sign_data);//排序 $sign_string = join('', $sign_data); $sign = sha1($sign_string); //上传身份信息 $orderNo = getMillisecond() . $userId . mt_rand(1, 1000); //商户请求的唯一标识 $url = 'https://miniprogram-kyc.tencentcloudapi.com/api/server/getAdvFaceId?orderNo='.$orderNo; $data = [ 'webankAppId' => $sercrtId, 'orderNo' => $orderNo, 'userId' => (string)$userId, 'name' => $realName,//姓名 'idNo' => $idCard,//证件号 'version' => '1.0.0', 'sign' => $sign, 'nonce' => $sign_data['nonce'] ]; $res = curl_post($url,json_encode($data, 320), ['Content-Type: application/json']); $result['data'] = json_decode($res,true); $result['data']['nonce'] = $sign_data['nonce']; $result['data']['sign'] = $sign; } catch (Exception $e) { $result['status'] = 0; $result['msg'] = $e->getMessage(); } return $result; } /** * 阿里实名认证二要素 * https://market.aliyun.com/products/57000002/cmapi026109.html * @return void */ public function aliCheck($params=[]) { $result = [ 'status' => 1, 'msg' => '', 'data' => [], ]; try { $idCard = isset($params['id_card']) ? $params['id_card'] : ''; $realName = isset($params['real_name']) ? $params['real_name'] : ''; $aliyunConfig = config('ali_yun'); $host = "https://eid.shumaidata.com"; $path = "/eid/check"; $method = "POST"; $appcode = isset($aliyunConfig['app_code']) ? $aliyunConfig['app_code'] : ''; $headers = ['Content-Type: application/json']; array_push($headers, "Authorization:APPCODE " . $appcode); $querys = "idcard=".$idCard."&name=".urlencode($realName); $bodys = ""; $url = $host . $path . "?" . $querys; $curl = curl_init(); curl_setopt($curl, CURLOPT_CUSTOMREQUEST, $method); curl_setopt($curl, CURLOPT_URL, $url); curl_setopt($curl, CURLOPT_HTTPHEADER, $headers); curl_setopt($curl, CURLOPT_FAILONERROR, false); curl_setopt($curl, CURLOPT_RETURNTRANSFER, true); //设定返回信息中是否包含响应信息头,启用时会将头文件的信息作为数据流输出,true 表示输出信息头, false表示不输出信息头 //如果需要将字符串转成json,请将 CURLOPT_HEADER 设置成 false curl_setopt($curl, CURLOPT_HEADER, false); if (1 == strpos("$".$host, "https://")) { curl_setopt($curl, CURLOPT_SSL_VERIFYPEER, false); curl_setopt($curl, CURLOPT_SSL_VERIFYHOST, false); } $returnRes = curl_exec($curl); curl_close($curl); $resultData = json_decode($returnRes,true); if (isset($resultData['code']) && !empty($resultData['code'])) { throw new Exception($resultData['message']); } if (isset($resultData['result']['res']) && $resultData['result']['res'] != 1) { throw new Exception($resultData['result']['description']); } $result['data'] = $resultData; } catch (Exception $e) { $result['status'] = 0; $result['msg'] = $e->getMessage(); } return $result; } /** * 阿里银行卡三要素 * https://market.aliyun.com/products/57000002/cmapi00063283.html * @return void */ public function bankCheck($params=[]) { $result = [ 'status' => 1, 'msg' => '', 'data' => [], ]; try { $bankcard = isset($params['bank_no']) ? $params['bank_no'] : '';//银行卡 $idCard = isset($params['id_card']) ? $params['id_card'] : '';//身份证号 $realName = isset($params['real_name']) ? $params['real_name'] : '';//姓名 $aliyunConfig = config('ali_yun'); $host = "https://sxbank3v2.market.alicloudapi.com"; $path = "/bankcard3/check"; $method = "POST"; $appcode = isset($aliyunConfig['app_code']) ? $aliyunConfig['app_code'] : ''; $headers = []; array_push($headers, "Authorization:APPCODE " . $appcode); $querys = "bankcard=".$bankcard."&idCard=".$idCard."&name=".urlencode($realName); $bodys = ""; $url = $host . $path . "?" . $querys; $curl = curl_init(); curl_setopt($curl, CURLOPT_CUSTOMREQUEST, $method); curl_setopt($curl, CURLOPT_URL, $url); curl_setopt($curl, CURLOPT_HTTPHEADER, $headers); curl_setopt($curl, CURLOPT_FAILONERROR, false); curl_setopt($curl, CURLOPT_RETURNTRANSFER, true); //设定返回信息中是否包含响应信息头,启用时会将头文件的信息作为数据流输出,true 表示输出信息头, false表示不输出信息头 //如果需要将字符串转成json,请将 CURLOPT_HEADER 设置成 false curl_setopt($curl, CURLOPT_HEADER, false); if (1 == strpos("$".$host, "https://")) { curl_setopt($curl, CURLOPT_SSL_VERIFYPEER, false); curl_setopt($curl, CURLOPT_SSL_VERIFYHOST, false); } $returnRes = curl_exec($curl); curl_close($curl); $resultData = json_decode($returnRes,true); if (isset($resultData['code']) && !empty($resultData['code'])) { throw new Exception($resultData['msg']); } $aliResult = isset($resultData['data']['result']) ? $resultData['data']['result'] : 0; if ($aliResult != 1) { //核查结果(1:一致,2:不一致,3:无效卡号或卡状态异常) $aliMsg = ''; if ($aliResult == 2) { $aliMsg = '不一致'; } elseif ($aliResult == 3) { $aliMsg = '无效卡号或卡状态异常'; } throw new Exception($aliMsg); } $result['data'] = $resultData; } catch (Exception $e) { $result['status'] = 0; $result['msg'] = $e->getMessage(); } return $result; } }